Savings Accounts

Whether it’s a lifelong dream or a weekend getaway, MPECU offers a variety of great savings options to help you get there. They’re all NCUA-insured, so you know your money is safe. Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.


Share Account

The regular savings account. This is your share in the Credit Union. You are now an owner, with all the voting rights at the annual meeting. Your voice is always heard.

Checking Accounts

No monthly statement fee, no charge for checks written, no minimum balance to maintain.

Debit Card

Use your debit card for all your cash needs after hours. You can have the money come directly out of your checking account. Forgot to get cash for the weekend? Go to an ATM and use it for cash, they you can get gas and go to dinner, and all will come out of your checking account.

IRA (Individual Retirement Account)

Get ready for your retirement. Start your Individual Retirement Account so you will be ready for your future. We charge no fee for setting up your IRA. You can do direct deposit into this account or put your funds in when you come to the office. Investing in this account is one of the wisest moves you could make to prepare for a comfortable retirement. All savings are federally insured up to $250,000.00 by the NCUA. The minimum balance required to open an IRA is $1,000.00.

Direct Deposit & Payroll Deduction

Have your entire payroll, Social Security, or pension check directly deposited at MPECU with direct deposit. Or you may have just a portion of your check deposited with payroll deduction.

Christmas Club Account

Remember that December 25 comes each and every year. You can start your shopping early and withdraw funds when you would like or wait for the special day you pick.

Kids Account

Help your child save for their future. Do they have something special they want to save for? Help them get started on their own account. They are special with us. Kids, check out these great websites created especially for you:

Early bird savings club
credit unions rock