A little bit about us


We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans. Members pool their savings and from these savings, make loans to each other with the help of the credit union staff.

community group

Important Information About
Procedures for Opening a New Account


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

How to Become a Member


You can become a member if you are:

  • Employees of educational facilities located in the Montcalm Area Intermediate School District, including the Boards of Education.
  • Employees and elected and appointed officials of all villages, municipalities, and townships; and county employees of Montcalm County.
  • Federal employees residing or employed in Montcalm County.
  • Persons on pension arising from such employment.
  • Employees of this credit union.
  • Members of the immediate families of the foregoing members.
  • Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
  • A spouse of a deceased member may be elected to membership at any time prior to marriage.

If you are eligible for membership stop by the credit union to become a member. Once you join our credit union, you may stay a member no matter where you live.

Once a member, always a member