Loan Rates


Effective as of 1/16/2019. Rates are subject to change. Contact the Credit Union for more info.

car loan

Vehicle Loan Rates

Loan TypeTermsRate (APR)*
New Vehicles (2018 – 2019)Up to 36 Months2.25% APR
37 to 48 Months3.00% APR
49 to 60 Months3.50% APR
61 to 72 Months3.75% APR
73 to 84 Months4.00% APR
Used Vehicles (2016 – 2017)Up to 48 Months4.00% APR
49 to 60 Months4.50% APR
61 to 72 Months5.00% APR
Used Vehicles (2011 – 2015)Up to 48 Months4.25% APR
49 to 60 Months5.25% APR
61 to 72 Months6.25% APR
Used Vehicles (2007 – 2010)Up to 36 Months5.25% APR
37 to 48 Months5.75% APR
49 to 60 Months7.25% APR
Used Vehicles (2006 and older)48 Months7.25% APR
Motorcycles (Street, 2016 and newer)48 Months5.99% APR
72 Months6.99% APR
Motorcycles (Street, 2015 and older)48 Months6.50% APR
60 Months7.50% APR
Campers, Motor Homes, Boats, Quads, etc.
(2015 and newer)
Up to 60 Months6.99% APR
61 to 120 Months8.99% APR
121 to 180 Months9.99% APR
Campers, Motor Homes, Boats, Quads, etc.
(2009 and older)
Up to 60 Months7.99% APR
61 to 120 Months9.99% APR
121 to 180 Months10.99% APR

Personal Loan Rates

Loan TypeTermRate (APR)**
Signature LoansUp to 48 Months12.00% APY
60 Months13.00% APY
Refinanced Signature Loans48 Months12.00% APR
60 Months13.00% APR
Share Secured Loans60 Months4.00% APR

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield