Loan Rates


Effective as of 10/05/2022. Rates are subject to change. Contact the Credit Union for more info.

car loan

Vehicle Loan Rates

Loan TypeTermsRate (APR)*
New Vehicles (2022 & newer)Up to 36 Months3.00% APR
37 to 48 Months3.75% APR
49 to 60 Months4.25% APR
61 to 72 Months4.50% APR
73 to 84 Months4.75% APR
Used Vehicles (2019 – 2021)Up to 48 Months4.75% APR
49 to 60 Months5.25% APR
61 to 72 Months5.75% APR
73 to 84 Months6.25% APR
Used Vehicles (2014 – 2018)Up to 48 Months5.00% APR
49 to 60 Months6.00% APR
61 to 72 Months7.00% APR
Used Vehicles (2010 – 2013)Up to 36 Months6.00% APR
37 to 48 Months6.50% APR
49 to 60 Months8.00% APR
Used Vehicles (2009 and older)48 Months8.00% APR
Motorcycles (Street, 2019 and newer)48 Months6.74% APR
72 Months7.74% APR
Motorcycles (Street, 2018 and older)48 Months7.25% APR
60 Months8.25% APR
Campers, Motor Homes, Boats, Quads, etc.
(2018 and newer)
Up to 60 Months5.00% APR
61 to 120 Months7.00% APR
121 to 180 Months8.74% APR
Campers, Motor Homes, Boats, Quads, etc.
(2017 and older)
Up to 60 Months5.74% APR
61 to 120 Months7.74% APR
121 to 180 Months9.74% APR

Personal Loan Rates

Loan TypeTermRate (APR)**
Signature LoansUp to 48 Months12.00% APY
60 Months13.00% APY
Refinanced Signature Loans48 Months12.00% APR
60 Months13.00% APR
Share Secured Loans60 Months4.00% APR

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield