Loan Rates


Effective as of 10/17/2023. Rates are subject to change. Contact the Credit Union for more info.

car loan

Vehicle Loan Rates

Loan TypeTermsRate (APR)*
New Vehicles (2022 & newer)Up to 36 Months4.75% APR
37 to 48 Months5.50% APR
49 to 60 Months6.00% APR
61 to 72 Months6.25% APR
73 to 84 Months6.50% APR
Used Vehicles (2019 – 2021)Up to 48 Months6.50% APR
49 to 60 Months7.00% APR
61 to 72 Months7.50% APR
73 to 84 Months8.00% APR
Used Vehicles (2014 – 2018)Up to 48 Months6.75% APR
49 to 60 Months7.75% APR
61 to 72 Months8.75% APR
Used Vehicles (2010 – 2013)Up to 36 Months7.75% APR
37 to 48 Months8.25% APR
49 to 60 Months9.75% APR
Used Vehicles (2009 and older)48 Months9.75% APR
Motorcycles (Street, 2019 and newer)48 Months7.74% APR
72 Months8.74% APR
Motorcycles (Street, 2018 and older)48 Months8.25% APR
60 Months9.25% APR
Campers, Motor Homes, Boats, Quads, etc.
(2018 and newer)
Up to 60 Months6.75% APR
61 to 120 Months8.00% APR
121 to 180 Months9.74% APR
Campers, Motor Homes, Boats, Quads, etc.
(2017 and older)
Up to 60 Months7.50% APR
61 to 120 Months8.74% APR
121 to 180 Months10.74% APR

Personal Loan Rates

Loan TypeTermRate (APR)**
Signature LoansUp to 48 Months12.00% APY
60 Months13.00% APY
Refinanced Signature Loans48 Months12.00% APR
60 Months13.00% APR
Share Secured Loans60 Months4.00% APR

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield