Loan Rates


Effective as of 6/1/2020. Rates are subject to change. Contact the Credit Union for more info.

car loan

Vehicle Loan Rates

Loan TypeTermsRate (APR)*
New Vehicles (2019 – 2020)Up to 36 Months2.25% APR
37 to 48 Months3.00% APR
49 to 60 Months3.50% APR
61 to 72 Months3.75% APR
73 to 84 Months4.00% APR
Used Vehicles (2017 – 2018)Up to 48 Months4.00% APR
49 to 60 Months4.50% APR
61 to 72 Months5.00% APR
Used Vehicles (2012 – 2016)Up to 48 Months4.25% APR
49 to 60 Months5.25% APR
61 to 72 Months6.25% APR
Used Vehicles (2008 – 2011)Up to 36 Months5.25% APR
37 to 48 Months5.75% APR
49 to 60 Months7.25% APR
Used Vehicles (2007 and older)48 Months7.25% APR
Motorcycles (Street, 2017 and newer)48 Months5.99% APR
72 Months6.99% APR
Motorcycles (Street, 2016 and older)48 Months6.50% APR
60 Months7.50% APR
Campers, Motor Homes, Boats, Quads, etc.
(2016 and newer)
Up to 60 Months4.25% APR
61 to 120 Months6.25% APR
121 to 180 Months7.99% APR
Campers, Motor Homes, Boats, Quads, etc.
(2015 and older)
Up to 60 Months4.99% APR
61 to 120 Months6.99% APR
121 to 180 Months8.99% APR

Personal Loan Rates

Loan TypeTermRate (APR)**
Signature LoansUp to 48 Months12.00% APY
60 Months13.00% APY
Refinanced Signature Loans48 Months12.00% APR
60 Months13.00% APR
Share Secured Loans60 Months4.00% APR

* APR = Annual Percentage Rate
** APY = Annual Percentage Yield