Loan Rates
Effective as of 04/10/2023. Rates are subject to change. Contact the Credit Union for more info.
Vehicle Loan Rates
| Loan Type | Terms | Rate (APR)* |
|---|---|---|
| New Vehicles (2022 & newer) | Up to 36 Months | 3.75% APR |
| – | 37 to 48 Months | 4.50% APR |
| – | 49 to 60 Months | 5.00% APR |
| – | 61 to 72 Months | 5.25% APR |
| – | 73 to 84 Months | 5.50% APR |
| Used Vehicles (2019 – 2021) | Up to 48 Months | 5.50% APR |
| – | 49 to 60 Months | 6.00% APR |
| – | 61 to 72 Months | 6.50% APR |
| – | 73 to 84 Months | 7.00% APR |
| Used Vehicles (2014 – 2018) | Up to 48 Months | 5.75% APR |
| – | 49 to 60 Months | 6.75% APR |
| – | 61 to 72 Months | 7.75% APR |
| Used Vehicles (2010 – 2013) | Up to 36 Months | 6.75% APR |
| – | 37 to 48 Months | 7.25% APR |
| – | 49 to 60 Months | 8.75% APR |
| Used Vehicles (2009 and older) | 48 Months | 8.75% APR |
| Motorcycles (Street, 2019 and newer) | 48 Months | 6.74% APR |
| – | 72 Months | 7.74% APR |
| Motorcycles (Street, 2018 and older) | 48 Months | 7.25% APR |
| – | 60 Months | 8.25% APR |
| Campers, Motor Homes, Boats, Quads, etc. (2018 and newer) | Up to 60 Months | 5.75% APR |
| – | 61 to 120 Months | 7.00% APR |
| – | 121 to 180 Months | 8.74% APR |
| Campers, Motor Homes, Boats, Quads, etc. (2017 and older) | Up to 60 Months | 6.50% APR |
| – | 61 to 120 Months | 7.74% APR |
| – | 121 to 180 Months | 9.74% APR |
Personal Loan Rates
| Loan Type | Term | Rate (APR)** |
|---|---|---|
| Signature Loans | Up to 48 Months | 12.00% APY |
| – | 60 Months | 13.00% APY |
| Refinanced Signature Loans | 48 Months | 12.00% APR |
| – | 60 Months | 13.00% APR |
| Share Secured Loans | 60 Months | 4.00% APR |
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield