Loan Rates
Effective as of 12/01/2025. Rates are subject to change. Contact the Credit Union for more info.
Vehicle Loan Rates
| Loan Type | Terms | Rate (APR)* |
|---|---|---|
| New Vehicles (2024 & newer) | Up to 36 Months | 4.75% APR |
| – | 37 to 48 Months | 5.50% APR |
| – | 49 to 60 Months | 6.00% APR |
| – | 61 to 72 Months | 6.25% APR |
| – | 73 to 84 Months | 6.50% APR |
| Used Vehicles (2021 – 2023) | Up to 48 Months | 6.50% APR |
| – | 49 to 60 Months | 7.00% APR |
| – | 61 to 72 Months | 7.50% APR |
| – | 73 to 84 Months | 8.00% APR |
| Used Vehicles (2016 – 2020) | Up to 48 Months | 6.75% APR |
| – | 49 to 60 Months | 7.75% APR |
| – | 61 to 72 Months | 8.75% APR |
| Used Vehicles (2013 – 2015) | Up to 36 Months | 7.75% APR |
| – | 37 to 48 Months | 8.25% APR |
| – | 49 to 60 Months | 9.75% APR |
| Used Vehicles (2012 and older) | 48 Months | 9.75% APR |
| Motorcycles (Street, 2021 and newer) | 48 Months | 7.74% APR |
| – | 72 Months | 8.74% APR |
| Motorcycles (Street, 2020 and older) | 48 Months | 8.25% APR |
| – | 60 Months | 9.25% APR |
| Campers, Motor Homes, Boats, Quads, etc. (2020 and newer) | Up to 60 Months | 6.75% APR |
| – | 61 to 120 Months | 8.00% APR |
| – | 121 to 180 Months | 9.74% APR |
| Campers, Motor Homes, Boats, Quads, etc. (2019 and older) | Up to 60 Months | 7.50% APR |
| – | 61 to 120 Months | 8.74% APR |
| – | 121 to 180 Months | 10.74% APR |
Personal Loan Rates
| Loan Type | Term | Rate (APR)** |
|---|---|---|
| Signature Loans | Up to 48 Months | 12.00% APR |
| – | 60 Months | 13.00% APR |
| Refinanced Signature Loans | 48 Months | 12.00% APR |
| – | 60 Months | 13.00% APR |
| Share Secured Loans | 60 Months | 4.00% APR |
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield